Plan Canceled

Hubby sold off one of our cars last two weeks and now we wish to get a new one. We have to because I don't want my hubby take motorbike to work. It's raining seasons now and I really worry about my hubby's risk. This is out of my plan actually. I thought we can still continue using the previous car for another two or three years but unfortunately I am wrong. Because of this, all our money has to pump in to buy a new car. Well, our savings are limited. I thought I can invest in bullion this year to get higher earnings compare to fixed deposit but looks like this has to be canceled and postpone for another one or two years later.