Lapsed

Brother in law met an accident. He knocked to a motorcycle when the motorcyclist stopped suddenly. His leg was stuck at the motor and the condition goes worst when that motorcyclist continue moving. Then the motorcyclist ran away.

Luckily brother in law's motor still can move. He went to see doctor and get treatment on the kneecap wound alone.

The bad part is, when he asked the insurance agent about the claim of Personal accident and disability insurance, the agent told him he forgot to renew his policy. The policy was lapsed more than a year ago.

This is some thing I hardly accept. To me, as an insurance agent, it is his duty and responsibility to remind clients on the policies due date. If they ignore to pay or renew that will be fine. But if they wish to continue, then he has to assist on the renewal. If this is manage by the client itself, then why we need an agent? It is good enough to buy insurance directly from an insurance company rather than through an agent.

Of course, this is my brother in law mistake also for not paying attention to the renewal notice or not aware of the insurance policy due date. He is not sure whether he paid for the renewal or not at the first place. No one can blame....

Retirement Fund

I am studying the single premium immediate annuity and planning for my retirement.

I am so worry what will happen when my age of retirement. If I am still healthy and full of energy at that time, I will have no worry at all. But look at my current health situation, I do worry how can I continue survive if my health level drop accordingly with my age getting older.

When I am still able to work and earn income, I suppose to save instead of spend the excess money. With the new job beginning next month, hopefully I can start to save some excess as my retirement fund.

Stop Paying

This is my third year stop paying my insurance premium. I do wish to continue paying if I afford to pay. But don't know since when there are too many to spend make me out of budget to continue paying the premium.

This plan is my first insurance protection. I never call the insurance company to clarify but after more than 12 years of premium payment, I think the dividend in the account is available to settle the annual premium. I will only make consideration to cancel the plan if the insurance company asks me to decide whether or not to continue the plan. I just wait....

Renewal of Road Tax

Luckily my colleague informed me when he noticed that my car road tax will due very soon. I have totally forgotten the deadline.

It's hassle to get the car insurance renew then only we can renew the road tax. Unlike term insurance, after signed up, the premium will automatically deducted from my bank account and I will have no more worry when I should pay.

Ok. I need to contact my car insurance agent to get her follow up for me of the car insurance renewal. After renewal confirmation, then I need to arrange my time renew the road tax at the nearest post office. I can only get it done very fast provided I am lucky the post office is not crowded and the system is not down. The road tax renewal process is frustrating.

Insurance Lead

Getting online life insurance quotes nowadays is so convenience. Just few clicks then we are able to compare life insurance online. It’s great to find that we can get quotes from life insurance lead. We no longer need to go to different insurance company and contact the customer service representatives one by one and asking for life insurance quotes. This not only saves our valuable time. Insurance buyers can get the competitive life insurance premium. At the mind time, insurance companies getting more requests and the chances to increase sales are getting higher. This is truly a win-win situation to the insurance buyers and insurance companies.

A Must while Traveling

Besides your clothes and passport, travel insurance direct is a must when you are travel. The purpose to buy insurance is to protect ourselves from unexpected losses. No matter where is the place you choice to go, no matter what travel package deal you are signing up with. Just remember to be prepared by fill up the travel insurance direct form. By submitting your details and you are under coverage. Worldwide coverage with 24 hours support is the one that we all preferred. It’s so easy and no hassle at all. To make sure you are enjoying a perfect trip, you must get yourself sign up with travel insurance direct.

Travel Insurance Plans

I am not saying about any things bad but just an awareness, while you sign up your traveling plan with travel agency, I am sure the travel agency will recommend you to additional purchase Trip Insurance Plan to protect yourself. It is an optional but it's worth to consider. We really need that extra protection to be under coverage of any unexpected accident happened.

Don't you agree that there are so many unexpected cases will happen daily? Trip disruption due to bad whether; trip cancellation due to tour operator or travel agency default; trip interrupted due to baggage loss or delay; trip cancellation due to you in the event of an accident or sickness.... With trip insurance plan, you can peace in mind and enjoy the trip cost reimbursement benefits from all those unexpected cases.

Globe Life Insurance

Do you prefer to buy Globe Life Insurance? Maybe some body may not buy and invest to it since the money invested will not goes into your pocket at the end. As you know, life insurance is to protect your family. If any things **touch wood** bad happened, your family can get benefit from your life insurance. If you buying insurance not for the aim, then you can select other insurance plan which coverage for protection and investment at the same time.

Life Insurance

I always think to purchase a life insurance after I recover from my lung effusion. I noticed that my current life insurance sum insured is small amount and can not cover my liabilities. Because of my financial problem right now, I not dare to contact any insurance agent to discuss on that. (No good to ask people just doing calculation to you without given any business to them. :P)

I found that insuranceportalonline.com provides free quote on Life Insurance. insuranceportalonline.com quoting engine will campare rates over 140 companies, offers you the cheapest and best rates available for Life Insurance and guide you through the process. Oh. I wish Malaysia also have such company to solve my query!