When the time I brought my house, I get housing loan from a bank where we have to spend low interest rate for the 1st 5 years there after will be follow the BLR+1% rate and it was monthly rates.
2 years later, I found that there are some banks offering housing loan where we can enjoy daily rates interest. We can save interest on the spot when we pay more. Furthermore, the capital payment can be withdrawn. So, we go for Mortgage Refinancing. We pay more when the time we get our annual bonus. Even though that is not a big amount but it does help to save interest. The importance thing is we still can withdraw the money we pump in when it comes to emergency.
Tuesday, March 27, 2007
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